Recent data provided by eHealthinsurance shows that "[i]mproved affordability of health insurance has resulted from a competitive marketplace" created by growing price transparency and the increasing popularity of high-deductible health insurance plans, Scott Atlas, senior fellow at Stanford University's Hoover Institution and a professor of radiology and chief of neuroradiology at Stanford University School of Medicine, writes in a Washington Times opinion piece. According to the data, consumers are paying "significantly less for their high-deductible health insurance than a year ago, because of "[c]ompetitive pricing" resulting from "growing consumer demand," Atlas writes. He notes that families pay 6% less and that individual purchasers pay 17% less, on average, for monthly premiums than they did a year ago. He says that the plans are "attractive because they shift authority and control of the health care dollar to the patient, eliminate the administrative burden from small claims, and reintroduce the patient as the customer," all of which represent "positive steps toward improving our health care system." He concludes," The evidence is clear: Consumers empowered with information, especially price transparency and choice, will shape the marketplace and purchase appropriately valued health insurance" (Atlas, Washington Times, 7/12).
"Reprinted with permission from kaisernetwork. You can view the entire Kaiser Daily Health Policy Report, search the archives, or sign up for email delivery at kaisernetwork/dailyreports/healthpolicy. The Kaiser Daily Health Policy Report is published for kaisernetwork, a free service of The Henry J. Kaiser Family Foundation . © 2005 Advisory Board Company and Kaiser Family Foundation. All rights reserved.
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